FUNDING SOLUTION
Funding That Flexes With Your Revenue
Revenue-based financing gives your business capital upfront with repayment that automatically adjusts to your cash flow. Earn more, pay more. Slower month? Payments flex down. It's funding designed to move with your business, not against it.
Soft credit pull, won't affect your score. No obligation.
Funding Amounts
$10,000 – $500,000
Repayment
Percentage of daily revenue
Approval Speed
4 – 8 hours
Fixed Payments
None, adjusts automatically
OVERVIEW
What Is Revenue-Based Financing?
Revenue-based financing provides your business with a lump sum of capital in exchange for a small, fixed percentage of your future daily revenue. Unlike a traditional loan with fixed monthly payments, your repayment amount rises and falls automatically based on how much your business earns each day.
This means you'll never be stuck making a large fixed payment during a slow week or month. When business is strong, you pay down your balance faster. When things slow down, your payments decrease proportionally. It's one of the most flexible funding structures available, and one of the fastest to secure. Most businesses are approved within 4 to 8 hours and funded within 24 to 48 hours.
Because repayment flexes with your sales, the cost is quoted as a factor rate rather than an interest rate. Our guide to how business funding costs work explains how factor rates, fees, and APR compare so you can read the true cost.
Weighing it against a fixed-payment structure? Our comparison of revenue-based financing vs. term loans lays out when each one fits.
How It Works
Quick Application
Apply online in minutes. We'll review your recent revenue history and business bank activity to determine your funding amount.
Same-Day Offer
Our team moves fast. Most businesses receive a funding offer within 4 to 8 hours, with clear terms and no hidden fees.
Automatic Repayment
Once funded, a small fixed percentage of your daily revenue is automatically applied toward your balance. No manual payments, no fixed due dates.
Why Choose Revenue-Based Financing
Payments That Match Your Cash Flow
Repayment is tied directly to your revenue. Busy day? You pay a bit more. Slow day? Payments drop automatically. No fixed obligations hanging over your head.
Fastest Approval Available
Revenue-based financing is one of our fastest products. Most businesses are approved within 4 to 8 hours and funded within 24 to 48 hours.
Minimal Requirements
No collateral, no perfect credit score, no lengthy documentation. If your business generates consistent revenue, you're likely a fit.
No Fixed Payment Schedule
Forget about rigid monthly or weekly payments. Repayment happens automatically as a percentage of your daily sales. It's smooth, predictable, and stress-free.
How Businesses Use Revenue-Based Financing
Inventory for Peak Season
Stock up before your busiest months knowing repayment will flex with the revenue that follows.
Marketing & Advertising
Invest in campaigns that drive sales and repay from the revenue those campaigns generate.
Renovations & Upgrades
Refresh your space, upgrade your storefront, or improve your facilities without a rigid repayment schedule.
Bridging Cash Flow Gaps
Cover expenses during slower periods with the confidence that payments will adjust to match.
Quick Opportunities
Move fast on bulk deals, new locations, or time-sensitive business opportunities.
Payroll & Operations
Keep operations running smoothly during growth phases or transitional periods.
Eligibility Requirements
Revenue-based financing has some of the most accessible requirements of any funding product. We focus almost entirely on your business revenue and bank activity.
- 4+ months in business
- $7,500+ in monthly revenue
- Active U.S. business bank account
- Consistent daily or weekly sales activity
- Valid government-issued ID
Revenue-based financing is designed for businesses with regular, predictable revenue: retail stores, restaurants, e-commerce sellers, service businesses, and more.
Every document you need, in one checklist
A free printable checklist of the documents most applications ask for, with the application form included, so you can gather everything before you apply.
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Explore Other Funding Options
Revenue-based financing is great for flexibility, but other products might suit your needs depending on the situation.
Working Capital Loans
Fixed-term working capital with predictable daily or weekly payments for businesses that prefer structure.
Bad Credit Business Loans
Funding for business owners across the credit spectrum. Fast approval, flexible terms.
Business Line of Credit
Revolving credit you can draw from as needed. Only pay interest on what you use.
Industries We Commonly Fund
See What You Qualify For
It takes less than 30 seconds. Soft credit pull, won't affect your score.
Revenue-Based Financing FAQs
How does revenue-based financing work?
A small fixed percentage of your daily revenue is automatically applied toward your balance. Busy day? You pay a bit more. Slow day? Payments drop automatically. There are no fixed monthly or weekly payments and no manual due dates.
How much funding can I get?
Revenue-based financing ranges from $10,000 to $500,000, based on your recent revenue history and business bank activity.
How fast is approval?
It's one of our fastest products, with most businesses approved within 4 to 8 hours and funded within 24 to 48 hours.
Do I need collateral or perfect credit?
No. There's no collateral requirement and no need for a perfect credit score. If your business generates consistent revenue, you're likely a fit.
What do I need to qualify?
You'll need at least 4 months in business, $7,500 or more in monthly revenue, an active U.S. business bank account, consistent daily or weekly sales activity, and a valid government-issued ID.