INDUSTRY SOLUTIONS
Funding Built for Franchise Owners
Franchising takes capital at every stage: the first unit, the multi-unit territory, the brand-mandated remodel that can't be deferred. We provide fast, flexible funding designed for franchisees: franchise fees, buildouts, equipment, and the working capital it takes to ramp a new location to profitability.
Funding Amounts
$10,000 – $500,000
Approval Speed
4 – 8 hours
Credit
All credit profiles considered
Use
Franchise fees, buildouts, equipment & more
THE CHALLENGE
Why Franchise Owners Need Capital That Moves Fast
Franchising is a proven model, but it's capital-intensive from day one. Before a single customer walks in, you're paying franchise fees, securing a location, building it out to brand specs, and stocking equipment and inventory. And the costs don't stop at opening, franchisors often require periodic remodels and upgrades to stay compliant.
Traditional lenders move slowly, and a delayed approval can cost you a territory, a buildout window, or a grand-opening date. Meanwhile, the franchise development team is ready to move. You just need the capital to keep pace.
At Monera Capital, we've funded franchisees at every stage: single-unit owners, multi-unit developers, and operators across food service, retail, fitness, and home services. We know franchise economics and fund accordingly.
How Franchise Owners Use Our Funding
New Unit Development
Open your next location or develop a multi-unit territory with capital for leases, deposits, and pre-opening costs.
Franchise Fees & Startup Costs
Cover the initial franchise fee, territory deposits, and the upfront expenses required before your doors open.
Buildout & Construction
Turn a raw space into a brand-compliant location, construction, fixtures, signage, and tenant improvements.
Remodels & Refreshes
Fund brand-mandated remodels and image updates so your location stays compliant with the franchisor's standards.
Equipment & Inventory
Purchase the equipment, technology, and opening inventory your brand requires to operate from day one.
Marketing & Grand Openings
Fund local advertising and grand-opening campaigns that drive traffic to a new unit and build your customer base.
Funding Solutions for Franchise Businesses
We offer multiple products so we can match you with the right funding for your situation.
Business Loans
Lump-sum capital for franchise fees, new-unit development, or acquiring an existing franchise location.
Learn MoreSBA Loans
Government-backed financing with longer terms and competitive rates, a popular fit for franchisees with registered concepts.
Learn MoreEquipment Financing
Finance brand-required equipment, signage, and furniture and fixtures with terms up to 60 months. The equipment serves as collateral.
Learn MoreRevenue-Based Financing
Repayment that flexes with your sales. Strong month? Pay a bit more. Slower month? Payments adjust down automatically.
Learn MoreWhy Franchise Owners Choose Us
We've worked with franchisees of every size, from first-time single-unit owners to seasoned multi-unit developers. We're familiar with franchise fees, royalty structures, brand requirements, and the ramp-up curve a new location takes to reach profitability.
Apply Now- We understand franchise economics and royalty structures
- Approval in 4–8 hours, no waiting for banks
- Capital for new units, buildouts, and remodels
- Equipment financing with terms up to 60 months
- Dedicated advisor who knows multi-unit franchising
- All credit profiles considered
Simple Requirements to Get Started
If your franchise business has been operating for at least 6 months and generates $10,000 or more in monthly revenue, you're likely a fit.
6+ Months
In Business
$10K+
Monthly Revenue
All Credit
Profiles Welcome
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Franchise Funding FAQs
What can franchise businesses use funding for?
Franchisees use funding for new unit development, franchise fees and startup costs, buildout and construction, remodels and refreshes, equipment and inventory, and marketing and grand openings. Amounts run from $10,000 to $500,000.
Can funding cover a brand-mandated remodel or a new unit?
Yes. Whether it's a franchisor-required remodel or opening your next location, working capital and business loans cover buildouts, fees, and equipment, with equipment financing available up to 60 months. Approval in about 4 to 8 hours helps you hit the brand's timelines.
Can franchise businesses qualify for funding?
Most franchise businesses qualify with at least 6 months in business and $10,000 or more in monthly revenue. All credit profiles are considered, so a perfect credit score isn't required.
How much funding can franchise businesses get?
Funding ranges from $10,000 to $500,000, based on your revenue and the needs of your business.
How fast can franchise businesses get funded?
Most applications are reviewed and approved within 4 to 8 hours, not the weeks a traditional bank can take.
Can franchise businesses get funding with bad credit?
Quite possibly. All credit profiles are considered, so past credit challenges don't automatically disqualify your business.
What funding options are available for franchise businesses?
We offer multiple products, including business loans, working capital, business lines of credit, equipment financing, SBA loans, and revenue-based financing, and match you with the option that best fits your situation.
Insights
Reading for Franchise Businesses Owners
SBA Loan vs. Term Loan: Which Is Right for Your Business?
Government-backed rates and terms up to 25 years, or funding in days with lighter requirements. The real trade-offs between an SBA loan and a term loan.
Read Guide
SBA Loans Explained: How They Work and How to Qualify
SBA loans offer some of the lowest rates and longest terms in business financing, in exchange for a slower, stricter process. How they work and who qualifies.
Read Guide